It’s risky to live without home insurance coverage, but once you buy coverage, you should be careful not to duplicate it in some areas. For example, you shouldn’t buy separate flood insurance if your policy already covers you against the risk of flooding. Here are a few tips to help you avoid coverage duplication:
Understand Your Policy’s Benefits
The first thing is to understand all the covered risks and exclusions of your current home insurance policy. Read More»
There are many unpredictable things that can happen in life that leaves people in a bad situation financially. For instance, a sudden death can leave family members that once depended on you for financial support in a bind. The best way to avoid certain types of untimely financial problems is to invest in getting insurance coverage. Almost anything that you can think of in your life that is important can likely be insured. Read More»
In many cases, your auto-insurance coverage will continue to protect you when you are driving in another state. However, there are also cases when you may be required to buy new coverage. These four questions will clarify when you may be required to buy new coverage and when your current coverage is adequate.
Where Are You Going, and How Long Will You Be There?
This question is important because auto insurance is mainly controlled at the state level. Read More»
If you were recently involved in a car accident that wasn’t your fault, you may already be upset at the prospect of being without your primary source of transportation while your vehicle is in the shop being repaired. This frustration can be made much worse when your car is damaged by the body shop or mechanic attempting to repair it. What are your options when you find yourself in this situation? Read More»
If you’re driving a family vehicle out-of-state, you need to be fully aware of whether your car insurance policy will carry on to the state that you are in or else you might find yourself in big trouble should any accidents occur. Just because your car insurance policy is valid in one state, it doesn’t mean that it will still be valid once you cross state lines. Here are 3 things that you need to consider. Read More»